No Deposit

Quick and Simple

Interest Free

Up to 18 months

Up to $5000 Credit

Shop anytime

Low monthly payments

How to shop with zipMoney

Get Pre-approved below
 Simple & Convenient

Simple Application
 3 minutes to complete application

Your Online Shopping Account
Apply here or Checkout with zipMoney

Fees and charges

One off establishment fee of $25 for $2000 accounts and $99 for $5000 accounts.
Enjoy NO INTEREST for 18 MONTHS for all purchases above $3000, 12 MONTHS for purchases above $1000 and 6 months for all other transactions.
No deposit required on any purchases made
Minimum monthly payments apply. Check your contract for details
A small admin fee of $4.95/mth, payable only if balance is owing

Safety and Security

Enjoy buyer protection on all purchases made using zipMoney
No credit card numbers. No worries!
We employ the same encryption as the big banks
We have partnered with global leaders in fraud prevention who count PayPal and eBay as clients

You must be an Australian resident,

18 years or over and have a job to apply.

Important Notice

Available to approved applicants only. Minimum monthly payments apply, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.90%. A monthly account service fee of $4.95 is applicable while there is a balance outstanding. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit is provided by zipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence number 441878. Visit to learn from about zipMoney.


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